December 2, 2024

Dear Cautious Optimist,

As we approach the end of another remarkable year, we find ourselves in the midst of the holiday season—a time for reflection, gratitude, and celebration. We hope this message finds you well and in good spirits.

We are excited to share with you our Q4 Newsletter. Inside, you will find an in-depth look at how different political administrations have historically impacted the stock market. Which isn’t what most people think.

You’ll also find

• 5 Financial Habits for Long-Term Success
• Value Investing: When to Proceed with Caution
• Protecting Your Digital Footprint
• Two Celebratory Announcements

2024 Q4 – NewsletterDownload

We hope you find the newsletter informative and engaging. As always, we are here to support you in your financial journey and look forward to continuing our relationship in the coming year.

Warmest wishes for a joyful holiday season and a prosperous New Year!

Regards,

Janel M Cross
Managing Partner