The FAFSA Simplification Act Explained
April 12, 2024

What’s New with the FAFSA? According to the National Center for Education Statistics, more than 85 percent of U.S. college

In Laymon’s Terms – March 2024
March 31, 2024

Spring has sprung and flowers are starting to bloom, meanwhile opportunities and challenges emerge from the depths of our financial

Breaking Barriers: Financial Tips for Modern Female Providers
March 22, 2024

In honor of Women’s History Month, it’s important to reflect on the progress of women’s rights, especially in the realm

Rule 5: US Treasury Bonds will hold up during volatility.
March 19, 2024

In the financial world, the performance of U.S. Treasury Bonds, especially the 10-year treasuries, had recently veered off its traditional

Ways to Reduce Your Tax Liability
March 16, 2024

Want to pay less taxes? If given a way to legally reduce tax liability, most Americans would welcome that opportunity

Rule 4: Value stocks hold up and rebound faster after downturns.
March 12, 2024

In the financial landscape post-2022, value stocks, traditionally seen as the reliable workhorses of many investment portfolios, faced unexpected headwinds.

Rule 3: Index funds offer great diversification benefits.
March 5, 2024

Last year’s headlines, which continued through the New Year, threw light on a curious phenomenon in the stock market. It

In Laymon’s Terms – February 2024
February 29, 2024

As Winter frost begins to thaw, warmer weather, longer days and an early Spring beckon our attention, but so do

Rule 2: Interest earned on cash is less than inflation.
February 27, 2024

When inflation rates dropped below 4%, such as was the case in November 13, 2023 when it fell to 3.14%,

Rule 1: Holding a mix of stocks and bonds diversify risk of loss.
February 20, 2024

From 2022 to 2023, the financial markets presented a unique challenge to the widely accepted principle of managing risk through