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Dear Cautious Optimist,

Planning for the future isn’t about having all the answers today—it’s about making thoughtful choices that can help tomorrow feel a little more secure. In this quarter’s newsletter, we take a closer look at Aging in Place versus Continuing Care Retirement Communities, exploring what these options could mean for you and your family.

You’ll also find practical tips on staying cyber-safe, saving smartly, and a few fresh updates from our team.

2025_Q3_NewsletterDownload

Finally, as we transition from warm summer night to crisp fall days, we want to remind you that whatever season of life you’re in, you’re never alone with Align. We’re here to help you navigate with clarity, confidence, and peace of mind.

Warm Regards,

Janel M Cross

Managing Partner

Align Wealth Strategies, LLC